The Tomorrow Fund

Investing in Toronto’s tomorrows

The Tomorrow Fund report to the community

PDF (1.9 MB)

A Tradition of Giving

A Tradition of Giving

Through the Tomorrow Fund, Yezdi and Jennifer Pavri are ensuring that their family’s tradition of generosity will continue to help the community into the future.

Read why Michael Royce supports The Tomorrow Fund.

Create a legacy for your community through your will

We live in one of the most caring and humane cities in the world.

The Tomorrow Fund has been established to ensure this tradition of caring continues.

The result will be a better quality of life for everyone, and the security that comes from knowing we can count on a stable future for our community's children.

The Tomorrow Fund is United Way Toronto's community-wide endowment fund for social services. While gifts to United Way Toronto's annual campaign benefit our community today, your gift to The Tomorrow Fund will ensure that United Way can introduce new programs, and continue funding current ones, to serve future generations of Torontonians.

Gifts to The Tomorrow Fund are invested in perpetuity. Only a portion of the interest income from your gift is used to support essential social and health programs. A gift to The Tomorrow Fund continues giving beyond your lifetime, and ensures that your generosity benefits our community well into the future.

Read the Tomorrow Fund 2012 Report to the Community

Although this information focuses on a gift through a bequest in your will, other options include a gift of life insurance, a charitable gift annuity, a gift of securities or property, and tribute gifts. Information on these options is available and may be obtained by contacting United Way Toronto.

The Benefits of Giving

Capital Preservation

Your bequest to United Way Toronto's Tomorrow Fund will endure. The capital remains intact in perpetuity.

Responsible Stewardship

Responsible stewardship of The Tomorrow Fund is ensured by United Way's respected Board of Trustees, and the interest income allocated using United Way Toronto's trusted process of involving knowledgeable community volunteers and highly professional staff.

Investment Returns

In 2009/2010, United Way Toronto's investment strategy resulted in a 11% one-year return as of March 31, 2010.

Investment Policy

The primary objective of the portfolio is to maximize return commensurate with a moderate level of risk. The use of contrasting investment management styles and investment managers that excel in specific market areas is intended to provide a higher rate of return at a lower risk.

The Tomorrow Fund is managed as part of the portfolio of the Toronto Community Foundation. During their regular meetings, United Way's Investment Committee consistently monitors the Fund performance and adjusts it as necessary.

Disbursement Policy

In order to provide a stable level of funding to United Way programs 4.5% of the opening balance of the endowment is available for disbursement each year. This policy extends to general endowed funds as well as endowed named funds.

Disbursements are made once each named fund reaches $10,000 — the amount required to establish a named fund. If named funds are less than $10,000, the investment income from such funds is capitalized annually.

Tax Benefits

All donations to United Way Toronto's Tomorrow Fund fully qualify for a charitable tax receipt. When making a bequest to The Tomorrow Fund, donors are now able to claim a tax receipt of up to 100% of net income in the year of death, with any excess available to be carried back to the previous tax year. When making your estate plans, your professional advisor can provide up-to-date information on tax benefits of charitable giving specific to your circumstances.


A gift to The Tomorrow Fund can respond to a range of future community needs or can reflect your special interests. Through an unrestricted gift you will be able to provide programs to meet human needs we can't even imagine today so your gift will always remain meaningful. You may also designate our gift to support a program, cause or special group you particularly care about.

Recognizing our Tomorrow Fund donors

United Way has created Promises for Tomorrow, a recognition circle for donors who have included The Tomorrow Fund in their wills. Members of the Promises for Tomorrow circle are recognized appropriately for their commitment to the future well-being of the Toronto community. Allowing United Way to say thank you publicly may also inspire others considering a similar gift. Members of the Promises for Tomorrow circle may, of course, choose to remain anonymous.

We're here to help if you would like to discuss how you can make a difference tomorrow through your will, a representative of The Tomorrow Fund will be pleased to meet with you.

For a confidential consultation, please contact:

Mary Cranston,
Director, The Tomorrow Fund

United Way Toronto
26 Wellington Street East, 2nd Floor
Toronto, ON M5E 1W9
Phone: 416-359-2071
Fax: 416-777-0962
TTY/TDD: 416-359-2083

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